#2025-home-financing

Articles tagged with 2025-home-financing

Featured image for Builder's 2-1 Buydown Saves $18K on 2025 Homes
Budgeting & Financing

Builder's 2-1 Buydown Saves $18K on 2025 Homes

The 2-1 buydown enables new homebuyers to access reduced mortgage rates for the first two years, yielding savings of about $18,000. Builders fund this benefit to improve affordability without price reductions. It provides prompt payment relief, aids budgeting, and boosts buyer confidence in new developments.

5 min read
homefinancing2025
Featured image for 2-1 Buydowns Can Save You $15K in Two Years
Budgeting & Financing

2-1 Buydowns Can Save You $15K in Two Years

A 2-1 rate buydown reduces your mortgage interest by two points in year one and one point in year two, potentially saving $15,000 when builders fund the cost. This approach provides lower initial payments, financial flexibility, and a smoother transition into homeownership. Understand the mechanics, benefits, and strategies to leverage this incentive effectively.

5 min read
homefinancing