#builder-rate-buydowns

Articles tagged with builder-rate-buydowns

Featured image for Builder Buydowns Bring Back 4.5% Mortgage Rates
Budgeting & Financing

Builder Buydowns Bring Back 4.5% Mortgage Rates

Builder buydowns are reintroducing 4.5% mortgage rates in 2025, providing significant monthly savings and improving home affordability. Builders leverage these incentives to accelerate inventory sales without reducing home prices. This guide explains temporary and permanent buydowns, key considerations, and strategies to evaluate if they align with your financial objectives.

4 min read
home2025mortgage
Featured image for Builder Buydowns Drop New Home Rates to 4%
Budgeting & Financing

Builder Buydowns Drop New Home Rates to 4%

Builder buydowns return as a key incentive, enabling new-home buyers to secure rates as low as 4 percent amid elevated market rates. Builders fund upfront interest reductions to decrease monthly payments and enhance affordability. This guide explains the mechanics, potential savings, and essential steps to negotiate the optimal arrangement within your financial plan.

4 min read
construction2025